While many of us don’t realize it, we are constantly engaged in subconscious acts of investment planning. Each day you plan how you can best invest the limited time you have at your disposal. Would the 2-hours you have best be spent visiting a friend, catching up on projects, or taking your family to a sports event? You do longer-term planning also: Will it be worth it to study for a degree? Would a career change provide longer term benefits? Is taking a vacation this summer important for the health and connection of your family?

Since we regularly plan the best use of our time, we need also to be proactive in planning out the best use of our available resources and investments.

How your money grows, what you pay for that growth, and the ease and comfort with which you journey towards the rewards of your investments, are all important aspects of a good investment plan. Without a clear plan, your confidence with your money and your confidence in your transition into life after work will suffer.

Why Investment Planning is Important

It’s been said that you reap what you sow. Even if you don’t have thousands of dollars to invest, simply taking the time deciding where to place your money until you need it can be rewarding in both the investment results as well as the confidence you gain in having a clear plan of what to do when you find yourself with available income.

How your money grows, what you pay for that growth, and the ease and comfort with which you journey towards the rewards of your investments, are all important aspects of a good investment plan. Without a clear plan, your confidence with your money and your confidence in your transition into life after work will suffer.

What We Can Do For You

Here’s a preview of what our investment planning services cover:

• Understanding your financial goals: Through a structured fact finding process, we understand your financial goals, and we help you prioritize some of the most pressing short, medium and long-term financial objectives you would like to accomplish.
• Analyze a point-in-time snapshot: The next step is to analyze where you are today, in terms of your savings and current investment portfolio. Sometimes, this phase of our review results in actionable steps that can immediately benefit you – like cutting your losses or leveraging profit and loss harvesting opportunities.
• Proposing an investment strategy: With complete information in hand, we create a comprehensive personalized investment strategy to help you reach your financial objectives. This may be accomplished by building upon your existing portfolio, or proposing a set of cost-effective, tax-efficient, age-appropriate, risk-appropriate investments that are aligned with your personal financial goals.
• Implementing the plan: Our investment planning is dynamic and regularly evolving to stay current with your changing circumstances. We guide and advise you on investment plan transitions as you go through life and life-style changes.
• Watching over your investments: We monitor and review your investments, plans and strategies in light of changing investment climates and circumstances.
• Consult, advise and counsel: We maintain an ongoing relationship. Throughout our relationship with you, we keep you informed, and communicate with you about proposed changes and potential risks or opportunities for your investments.